0000118590 00000 n You haven't explained why you need to transfer balance. Done it twice now. 180 0 obj I was told that when I made a new card I would be able to transfer the money across. New comments cannot be posted and votes cannot be cast. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? Your myki money or pass can then be transferred to a new smartcard. 2. PDF myki FAQs - @RACV Ripped Off - Metro Trains, Melbourne Traveller Reviews - Tripadvisor Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. For a bus anyway. 183 0 obj Save. We're working to improve our systems so we can allow other payment card types in the future. Choose a card from the list or search by location or card name. I found that other card with $19.90 on it. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. From the Transfer Funds To drop-down, select the credit card that will received the balance. 0000010193 00000 n You can also update it there if youre not on the latest version. Auto-load is the same as auto top up. I realise this is not a life-changer, but there's a principle at stake. For example, when your myki Money balance reaches $10, you could top up with $20. Myki messed me up today : r/melbourne - Reddit About Myki cards & Mobile Phone SIM cards - Melbourne Forum I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. What is a Balance Transfer Credit Card? | Discover You can read the Terms of Service online. If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. The phone is awake whenever the screen is turned on, even it's locked. Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. endobj Then I begrudgingly bought a new Myki card. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? From the "I Want To" drop down menu, find "Transfer a Balance.". You'll need to know the account number for your existing balance and how much you want to transfer. I still don't understand why though - what is the technology required to do this? Do I ever lose the money . Wow. The people who run the Myki system can't transfer funds - Reddit Get up to 5% cashback in rotating and newly added everyday categories. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. 0000005223 00000 n What are the best credit cards for bad credit with no deposit and instant use? The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. 178 0 obj Myki Review | PCMag A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. Your Mobile myki expires after two years. If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. 0000003374 00000 n Well block your myki and arrange a replacement myki. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. Choose your top up value and minimum balance. What is the Best No Annual Fee Credit Card? The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. I know it's not possible to do it online. They are good for people who use transport frequently. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> Card issuers often have balance transfer offers, sometimes with rates as low as 0%. Auto top up and Auto-load cant be transferred to your new myki. Once it's transferred to another device, it will no longer be available on the original device. endobj This 0% interest period can help you carry your debt for a limited time without paying interest. You would break even only after a year. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. Pick a card that waives the balance transfer fee. 0000004863 00000 n Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. Can You Pay Your Taxes With a Credit Card? But is it possible to go to a ticket booth and have the person there do it? V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? Check your old Myki cards / News / News / Railpage For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. Once your phone has rebooted, go to Mobile myki within Google Wallet. However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. Whats the Difference between Business vs. Create an account to follow your favorite communities and start taking part in conversations. Balance transfer fees may apply. I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . Any money on your card will be protected. myki Pass Great if you travel often and on consecutive days. If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. 0000002627 00000 n <>stream 0000004886 00000 n Only Mobile myki has the ability to charge you a fare via a myki device. I have had a myki card virtually since the start date. (by Issuer). I've had really good experiences with Myki and was an early adopter, but this? You can request a new, free myki smartcard through your online account. The reason for that is because low interest rates for transfers are made to attract new customers. The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. How to pause your Myki or get your money refunded while you're stuck at This answer was first published on 03/01/23. Annual Fee: $0. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. Transferring a credit card balance is relatively easy, but you need to follow a few steps. However, it may take up to 21 days in some cases. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). Your balance is protected from the time you tell us your myki is lost or stolen. You can register up to eight active mykis on an individual account. But what if the amount is comparable to or less than the postage? https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. I called, they told me it couldn't be done and that I would need to fill out a form. I know it's not possible to do it online. For example, set your myki Money to top up with $50 when your balance reaches $10. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> When a Myki card is lost or . Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. You'll need to buy and top up a new Mobile myki. What is the glossary of common credit card terms? Learner permit or driver test. How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". Your balance is protected from the time you tell us your myki is lost or stolen. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. I was told there was nothing I could do for this one as it wasn't registered. Myki card Myki card child pages. Opinions expressed here are the authors and/or WalletHub editors'. Wtf? <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream PTV does not have any access to any information within the Google Wallet app. I've got a new Myki in my Seniors package. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen You may want to hire a professional before making any decision. Myki Card | Buy or Top-up | Transport and Driving | Service Victoria At this stage, these are the only card types available on Mobile myki. You can manage your Adelaide metroCARD online by setting up an account. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. Here are some tips to save on fees and interest on a balance transfer. Save Big With Low-Rate Balance Transfers. You'll need your 15-digit myki number to register. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . About a week back, I went from Frankston to St. Albans, changing at Flinders. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. This is the case for all major credit card issuers. What to Do If You Cant Get a Student Credit Card? Standard message rates apply. To transfer Myki you need to deactivate the myki card and move to the new device. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. 184 0 obj <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> Contact us to request the transfer. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . damage that exceeds normal wear and tear. To. This is why I don't keep much money on transport cards. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. Please note, balance transfer is not instantaneous. Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. What Happens to a Student Credit Card After Graduation? You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. 0000003014 00000 n It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. In my experience touching on is quicker than validating a metcard. MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. We're looking to expand the number of card types available, so more passengers can use Mobile myki. All myki smartcards expire after four years. No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". From a creditworthiness point of view, this number should be at 30% or lower. Within the phone, go to Settings > Connected devices. I called customer service and was advised I needed to go in person to Flinders St station to do it. 0000014445 00000 n MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. Refund of Myki card balance - Melbourne Forum - Tripadvisor I realise this is not a life-changer, but there's a principle at stake. Remember to top up with enough money to pay for your entire journey. How does credit and credit cards work for students? JavaScript must be enabled to use this site.We're sorry for any inconvenience. This will let you manage your myki as you would a physical myki card. Haven't tried as yet. When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. How to Add Authorized Users & Employee Cards on a Business Credit Card? The only way is to download a form, fill it out, post it in, and wait weeks. That's a lot of free money for Myki, which customers are unlikely to ever claim. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . Why do you need to keep swapping cards? Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. 0000001755 00000 n endobj While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. All myki smartcards expire after four years. You probably want to transfer a balance to save money not spend more. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. Check your old Myki cards - Daniel Bowen In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. %PDF-1.5 % Pay down this card's balance quickly to improve your credit. The cost would have been deducted from the balance at transfer. I'm glad I don't need to catch public transport anymore. 216 0 obj How balance transfers work My Myki was due to expire after three years. You paid down debt, which means you won't have to pay interest on previous balances going . Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. You can replace some types of tickets if they are lost or stolen. 3. The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. Upon approval, your new card provider might pay your old card provider directly or send a check to you. Can I transfer my American Express balance to another card? - WalletHub %%EOF The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. Myki myths 3: credit expires after 90 days - no it doesn't A balance transfer lets you use a credit card to pay debt on another credit card. What are the best student credit cards for cash back? What is the best credit card for bad credit? Please note you cannot replace a lost or stolen myki at a premium station. Myki Q+A: Straight answers to your questions | Public Transport Users How Does a Balance Transfer Work? | Credit Karma endobj . The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. Do Seniors Myki Cards Expire - WHYIENJOY What a frikkin waste of money! What are the best business credit cards for cash back? Only needed to log on and change auto top-up to new card. Mobile myki will now be reactivated on your phone, with your account details the same as before. This may also be an anti money laundering thing. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? endobj The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card.
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